Kajaani University of Applied (KAMK) provides insurance to it's degree students as follows:
Voluntary Accident Insurance
Voluntary accident insurance covers accidents occurring during normal school hours as well as during travel to and from school. This insurance covers students also during their practical training. This insurance is also valid abroad and for all KAMK students.
Statutory Accident Insurance
When you complete your practical training, you are also covered by the KAMK statutory accident insurance. This insurance is also valid abroad and for all KAMK students.
KAMK has a liability insurance for any damages caused by degree students. This insurance is valid worldwide but not in the United States and Canada.
Travel Insurance Abroad
Those KAMK students who are entitled to Finnish social security (e.g. you can get Kela funding for your studies) are covered by the KAMK travel insurance during their study related trips abroad. The insurance is valid for up to six months. The travel insurance does not include luggage insurance.
In case of accident or damage students must immediately contact their supervising teacher and/or the Secretary or Management Assistant. Students must fill in an insurance accident / occupational illness notification for any type of accident / damage. Eventhough the accident may not have cause serious health problems when it actually occured, the problems may start to occur later on after the accident and such cases may not be covered by insurance after a longer period of time has elapsed.