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Insurance for Students

In case of accident or damage students must immediately contact their supervising teacher and/or the  Secretary or Management Assistant. Students must fill in an insurance accident / occupational illness notification for any type of accident / damage. Even though the accident may not have cause serious health problems when it actually occurs, such cases may not be covered by insurance after a longer period of time has elapsed, should problems start to occur later on after the accident.

In case of an accident:

  • Fill in the vahinkoilmoitus (= insurance accident/occupational illness notification) with your personal data and details concerning the accident
  • Attach original receipts of the costs caused by the accident and submit them to the KAMK President’s Office.
     

Voluntary Accident Insurance

Voluntary accident insurance covers accidents occurring during normal school hours as well as during travel to and from school. This insurance covers students also during their practical training. It covers the expenses of treating an injury, doctor’s fees, medication, and laboratory examinations. In some cases, the expenses of rehabilitation can be reimbursed; the decision in this regard will be made by the insurance company’s doctor. This insurance is also valid abroad and for all KAMK students.

Statutory Accident Insurance

When you complete your practical training, you are also covered by the KAMK statutory accident insurance. This insurance is also valid abroad and for all KAMK students. 

Liability Insurance

KAMK has a liability insurance for any damages caused by degree students. This insurance is valid worldwide but not in the United States and Canada.

Travel Insurance Abroad

All KAMK students are covered by the travel insurance during their study related trips abroad. The insurance is valid for up to six months. For the months exceeding six-month exchange periods, it is possible to buy travel insurance from e.g. the AON insurance company.  The travel insurance does not include luggage insurance.

Student Insurance Cover

The student insurance cover in different situations can be checked from the table below.  KAMK insurance certificates can be downloaded in intra, studying/teaching, studying/practical training abroad.  

For further information please contact:

Ms. Jaana Karjalainen, Secretary
tel. +358 44 7101 014

Ms Anne Väätainen, Management Assistant
tel. +358 44 7101 602

Ms Merja Mäkinen, Director of Administration and Finances,
tel. +358 44 7101 601
email: firstname.surname@kamk.fi