All students registered as present (= attending the studies) must pay the tuition fee. The tuition fee is paid also for the periods the student is on exchange or practical training (ie. registered as present). The tuition fee must be paid for all semesters and academic years for which the student has registered as present/attending, including any extension periods.

• New students pay the tuition fee at the time of confirming the study place. The fee must be paid at once and cannot be paid in installments.
• Continuing students must pay the annual tuition fees according to given instructions in May. It is not possible to pay the tuition fee in installments.
• Tuition fee is paid in KAMK onlineshop.

 
If the student does not pay for the tuition fee within the given deadlines, he/she will lose the study right. The study right can be restored by submitting an application to restore the study right and paying the application handling fee 50 euros and tuition fee.

Take advantage of the Early Bird scholarship and save money! 

First year scholarship for Bachelor's Degree: An early bird -scholarship is available for those who accept the study place and pay their tuition fee within two weeks (14 days) from the notice of admission. The early bird scholarship covers 50% to the tuition fee and is directly used to reduce the tuition fee, ie. the student pays 3 000 euros as the tuition fee for the first study year. 

Scholarship for Master's Degree:  For the first year, an early bird scholarship covering 900 euros of the tuition fee is available for those accepting their study place and paying their tuition fee within 14 days from the notice of admissions. 

For students starting their studies after 1.8.2022, the Early Bird scholarship covers 2000 euros of the full tuition fee for those accepting their study place and paying their tuition fee within 14 days from the notice of admissions. 

The payment for the first year is done at the same time when accepted student confirms his/her study place at KAMK. It is not possible to pay in installments.

Scholarship applies only to the tuition-fee paying students and are allocated by application only. It will only be possible to receive the scholarship for the standard study period of 3,5 academic years in the Bachelor degrees. 

The scholarship system rewards the students for good progress in the studies. The students will be able to apply for a scholarship that provides a discount of 3000 euros to the tuition fee from their second year onward, provided that they accomplish a minimum of 55 credits per academic year on Bachelor level. The studies affecting the following year’s scholarship must be completed within the previous academic year (between 1.8. – 31.7.). Accredited credits from previous education will not be considered as part of the completed studies.

The Bachelor's Degree students can apply for a scholarship based on a Finnish language level test completed during the academic year. The accepted test is the National certificate of language proficiency (YKI), intermediate level or higher. In case the student has passed the test earlier, he/she must pass a higher level to be eligible for the scholarship. 
The scholarship is worth 3000 euros and it is directly used to reduce the tuition fee. The student can only receive the scholarship based on Finnish language once during his/her studies. 

It is possible to receive the scholarship both for the Finnish language and for progress in the studies (completing 55 credits per year) on the same year, ie. to cover the full tuition fee (6 000 euros ) with two scholarships. 

The students apply for the scholarship in May yearly. The scholarship will be reduced from the following year’s tuition fee. 

First year students who are required to pay the tuition fee can have early bird scholarship by accepting their study place and paying their tuition fee within 14 days from the notice of admission. 

For the second year onward, the students apply for the scholarship in May yearly. By 31 May, students must pay 50% of the next year's tuition fee (3 000 euros), apply for scholarship and enroll their attendance. In September, student's credits will be reviewed and if the student has completed 55 credits or more, the scholarship is granted and he/she does not have to pay the rest of the tuition fee. If the student hasn't completed required amount of credits (55 cr), he/she has to pay the rest of the tuition fee (another 3 000 euros) by 15 September. Please note that the credits are counted cumulatively, ie. 55 credits after the first year, 110 credits after the second year etc. 

Note: If the student is found guilty of plagiarism in his/her studies at the university, he/she cannot be awarded the scholarship for the following year.

The tuition fee does not apply to persons who are citizens of EU/EEA countries or Switzerland, have a long-term residence permit in Finland (P, A) or have been granted an EU Blue Card in Finland or started their studies before 1 August 2017. See more detailed information at Studyinfo.

In order to be exempted from paying tuition fees, please provide the appropriate proof to the KAMK study office by 30 April.
If you receive one of the documents mentioned above at any point of the admission process, please forward the documents to KAMK study office immediately.

Bachelor's Degrees: It is possible to refund the tuition fee payment in case the residence permit application is declined. The refund is made only within the same academic year when the student is selected to study.
In case the applicant has withdrawn the residence permit application or any way interrupted the residence permit process and forced Immigration Service (MIGRI) to abort the application process, he/she is not able to apply for the tuition fee refund. 

Please note, the applicant has to be able to prove that he/she has applied for the residence permit as soon as possible after receiving the admission notice and paying the tuition fee as instructed. The residence permit needs to be applied within 30 days from notification of admission. 

In case of negative residence permit decision, the refund can be made based on written application by applicant and the requests are processed case by case. The application must include the negative decision from the Immigration Service MIGRI. If the applicant does not submit the negative residence permit decision within the two semesters, the tuition fee is no longer returned.

If the student does not receive the residence permit decision within the academic year he/she was admitted, it is possible to restore the study right once for the following academic year.

Exception due to the COVID-19 pandemic in 2021 – 2022: Bachelor students who have started their studies in distance learning mode for the academic year 2021 – 2022 and wish to withdraw after receiving a negative decision, 50% of the tuition fee may be refunded if they choose not to continue their studies in distance learning mode for the spring semester 2022. The negative decision from MIGRI and the notice of resignation must be submitted to KAMK by 31 December 2021 at the latest.

The paid fee will not be returned if the student resigns from his/her studies during the academic year. The tuition fee will not be refunded in case the studies have been offered online/in distance learning mode. 

In case the student graduates ahead of the normative study time in 2,5 years and has paid the tuition fee for the full academic year, he/she can apply for a refund for the sixth semester fee. Half (50%) of the paid fee may be refunded on request. 

Master's Degrees: No refund from the paid tuition at all. 

In addition to the tuition fee, the students must pay for their study materials and for their own living costs. The average monthly living expenses for a student living in Finland are approximately 700 – 900 euros. This may vary depending on personal circumstances.

When applying for a residence permit in Finland, non-EU/EEA nationals need to demonstrate that they have at least 560 euros per month at their disposal – in addition to the tuition fee. Read more from MIGRI'S website.